Liability insurance for short-term events with fewer than 12,000 attendees for up to 10 days including banquets, benefits, concerts, conventions, and other special events.
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Whether you’re looking for event insurance for one day or coverage for up to 10 days, our short-term event insurance program offers fast, affordable insurance solutions through our apply-and-buy-online process.
- For other event solutions, please visit our Special Events Insurance program.
Do you need to manage or renew a policy that you purchased through our online process?
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Program Highlights
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What is eligible for K&K’s short-term event insurance program?
The Short-term Special Event insurance program is designed for events that meet the following criteria:
- Total attendance is 12,000 or less
- Maximum number of consecutive event days is 10 not including set-up or tear-down
- Event is held at a single location (except for weddings – coverage can be extended to include the rehearsal, ceremony, and reception as a single event)
- Event must take place in the United States
Short-term event insurance is offered for (including but not limited to):
- After-prom parties (school-sponsored event only)
- Auctions
- Award presentations
- Ball/dances
- Banquets
- Bar mitzvah or bat mitzvah
- Bazaars
- Benefits
- Billiard events/tournaments
- Bingo games (for charity/fundraising only)
- Book signings
- Card games/events (for charity/fundraising only)
- Car/motorcycle/RV/boat shows-static display only
- Car washes (for charity/fundraising only)
- Casino events (for charity/fundraising only)
- Celebrations (holiday, New Year)
- Chamber of commerce business events/mixers
- Charity events
- Chess events
- Christmas caroling (single location)
- Christmas lighting ceremony
- Concerts - other than rap, hip-hop, heavy metal/screamo or techno/electronic (call for approval)
- Conventions
- Debuts or debutante balls
- Dinners, luncheons, or showers
- Direct selling consultant
- Easter egg hunts
- Farmers' markets
- Festivals
- Film screening or showings
- Flea markets or swap meets
- Food cooking contests
- Graduation ceremonies
- Job fairs
- Lectures/seminars/workshops
- Meetings
- Memorial services
- Pageants
- Parties
- Picnics (no in or on water activities)
- Poet or poetry readings
- Proms
- Quinceaneras
- Recitals (dance, music)
- Religious events
- Reunions
- Sales (bake, charity, consignment, estate, garage)
- School band or drill team competitions
- School carnivals (no rides/inflatables)
- Showers (baby, bridal, wedding)
- Shows (animals-arena setting only, antique, art, baby, business, collector, consumer, craft, fashion, flower, garden, home, stage, wedding)
- Social gatherings or receptions
- Speaking engagements
- Talent searches/shows-children only
- Telethons
- Theatrical performances or musicals
- Wedding activities (rehearsal, ceremony, or reception)
- Walking tours (garden, holiday, parade of homes, historical sites)-single location parties
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What is not eligible for K&K’s short-term event insurance program?
Including but not limited to:
- Activist rallies/marches/protests
- Airshows/events
- Animal obedience training
- Any events involving organized athletic events or competitions
- Any events involving in or on water activities
- Any events or concerts involving rap, hip-hop, electronic heavy metal, screamo or techno DJ
- Any events held on an airport premises
- Any events honoring national or local celebrities or professional athletes
- Any events involving battle reenactments
- Bonfires
- Christmas tree sales and lots
- Cinematography and photography for commercial use
- Circuses
- Color party, foam party, or raves
- Food eating contests
- Fraternity or sorority events (except alumni association off-site events that have been approved by K&K)
- Geocaching events
- Gun and knife shows
- Haunted attractions
- Health fairs/expositions
- Hunting, fishing, and hiking events
- Mazes (corn, hay, or fence)
- parades (or any event involving a parade)
- Political events (except private fundraising auction, benefits, dances, dinners)
- Pumpkin chunkin events
- Rodeos
- Seances
- Shooting events and activities (skeet, trap, clay, guns)
- Tailgating events (unless reported and approved by K&K)
- Tractor pulls
- Union meetings
- Walking and running events insured through our Walking and Running Insurance Program [link to page]
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Short-term event insurance coverage available
General Liability
- Bodily Injury and Property Damage
- Personal and Advertising Injury
- Products and Completed Operations
- Damage to premises rented to you
- Medical Expense
- NO charge for Certificates of Insurance
- Host Liquor Liability included
Liquor Liability - Primary (not available in AK, DC, HI, IA, MI)
Increased Medical Expense (optional and not available online) -
What do I need to apply?
Please apply online or complete the appropriate PDF enrollment form and submit as directed in the form. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.
- Full payment by check or credit/debit card
Applications
Please click on the link below to download an application. Depending on your browser settings, the application may download directly to your computer without opening. Please check your download folder to find the PDF application document.
- Short Term Events Insurance Program and Enrollment Form
This brochure is valid for effective dates of 1/1/2024 through 12/31/2024 - Certificate of Insurance Request Form
Contact Information for Short-Term Event Liability Insurance
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Phone
877-648-6404
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Email
Email us
Ready to get started?
Insuring fun is our business; since 1952, K&K has offered coverage solutions for motorsports, sports, leisure and entertainment organizations. Let’s get started; click the button below and apply now!
Apply Online
Download Application
Frequently Asked Questions
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How soon does coverage start? When will we receive proof of coverage?
Coverage can be bound the date after we receive a completed enrollment form and the appropriate premium. Please allow adequate time for us to process your enrollment form and issue certificates.
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When should I make our insurance coverage effective?
The effective date is the date you need your insurance to start. For many, this is the first day that your organization sets up for the event. Coverage will be in effect for the time period of the event.
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What is Host Liquor?
This program offers coverage if a named insured conducts an event or activity where alcoholic beverages are served or furnished, with or without a charge, and a license or permit is not required to do so. If a liquor license or permit is required, the Liquor Liability Coverage option must be purchased if insurance is desired.
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Will we receive a policy after submitting the enrollment form?
No. You will receive a certificate of insurance as proof of coverage. By applying for this insurance, you are applying for membership in the Sports, Leisure and Entertainment Risk Purchasing Group (RPG), a group formed and operating pursuant to the Liability Risk Retention Act of 1986 (15 USC 3901 et seq.). Coverage is offered exclusively through the Sports, Leisure and Entertainment Risk Purchasing Group (RPG). The RPG receives a master policy from the insurance company. Submission of this enrollment form confirms your desire to receive coverage through the RPG. Each member receives their own certificate of insurance as evidence of coverage. The limits of insurance apply individually to each insured member organization - there are no shared limits of liability with any other members. For a copy of the RPG master policy, please submit your request in writing to: K&K Insurance Group, Inc., 1712 Magnavox Way, Fort Wayne, IN 46804.
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Can I apply for Short-term or one-day event liability insurance coverage over the phone?
Enrollment by telephone is not permitted. You can apply for coverage online or by completing an enrollment form and submitting it to K&K via e-mail, fax, or mail.
Why choose K&K?
- Longevity
Celebrating over 70 years of providing customized insurance solutions - Stability
Insuring more than 350,000 events and organizations each year - Experience
Offering over 80 sports, leisure, recreation, and motorsports programs
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Disclaimer
All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.